Creating your personalised plan
Unit linked Insurance products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year.
A Retirement Plan that grows with markets and pays lifelong guaranteed income
What if your retirement income had no tax^^?
for 10 years
after 30th year
^Past performance is not indicative of future performance.
for 10 years
after 30th year
₹3.31 Lakh Croreb
assets under management as on December 31, 2025
100% digital onboarding
Quick, secure and hassle-free online onboarding
₹3.34 Lakh Crorea
benefits paid till March 31, 2025
25
years
of customers' trust and counting
Talk to your Pension Mitra
Timings 10:00 AM to 07:00 PM
Monday to Saturday
(except national holidays)
Download our Mobile App
24/7 policy servicing on app
Pay premiums, manage funds, download
statements and much more.
Download Now
This plan helps retirement fund creation goal savers to invest systematically/ one-time during their earning years and create a meaningful retirement corpus to cover their expenses post retirement. This can help you give a head-start on your retirement and fulfil your goals.
Investing in Pension Multi Cap Growth Fund @16.94%^
Tip:
Stay invested! Let time
grow your wealth.
| Age | Pay for PPT | Policy Term | Corpus Age | Monthly Premium (In Rs) | Corpus Amount | Annuity Payable (100% Annuitised) |
|---|---|---|---|---|---|---|
| 25 Years | 15 years | 35 years | Age 60 | 10,000 | 1.03 Cr @8% / 35.8 L @4% | 7.2 L.p.a @8% / 2.5 L.p.a @4% |
| 30 Years | 15 years | 30 years | Age 60 | 14,000 | 1.05 Cr @8% / 44.2 L @4% | 7.3 L.p.a @8% / 3.1 L.p.a @4% |
| 35 Years | 15 years | 25 years | Age 60 | 19,200 | 1.05 Cr @8% / 53.6 L @4% | 7.3 L.p.a @8% / 3.8 L.p.a @4% |
| 40 Years | 15 years | 20 years | Age 60 | 25,800 | 1.04 Cr @8% / 63.8 L @4% | 7.3 L.p.a @8% / 4.5 L.p.a @4% |
| 45 Years | 15 years | 20 years | Age 65 | 25,800 | 1.04 Cr @8% / 63.8 L @4% | 7.3 L.p.a @8% / 4.5 L.p.a @4% |
Estimated annuity payable on policy vesting (assuming 100% vesting benefit is annuitized) for Single Life with 100% ROP.
Notes: The values shown above are assumed at an annuity rate of 7% are for illustration purpose only. The actual annuity amount receivable depends on the prevailing annuity rates at the time of vesting.
